Uninsured motorist coverage for damages caused by a hit-and-run driver
In most states, a hit-and-run driver qualifies as an uninsured motorist. Therefore, if you are in an accident with a hit-and-run driver, you can make a claim with your insurance company the same way you would if you were in an accident with an uninsured motorist. However, many insurance policies include additional requirements, such as you having to file a hit-and-run police report within a specified time or being able to identify the vehicle.
