Dodd-Frank Act

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Federal consumer protection law prohibiting unfair debt collection practices

Dodd-Frank Act prohibits collection agencies and creditors from engaging in unlawful and harassing collection practices.

Federal law prohibits collection agencies from making threats using obscene or profane language, Publishing lists of “deadbeats,” and making harassing phone calls. Violators are subject to penalties of up to $1,000 per violation. If you believe a collection agency has violated your rights, contact the Federal Trade Commission or see a lawyer specializing in consumer rights. 

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