Coverage against claims for injury and property damage
Personal injuries caused by negligence are often covered by liability insurance. Individuals and businesses purchase liability insurance to protect themselves from claims arising from their negligence or from the negligence of their agents and employees.
Liability coverage can be part of your homeowner’s, tenant’s, and auto accident policies.
The law in most states requires that owners and drivers of automobiles carry specific minimum amounts of liability insurance.
Homeowners and property owners regularly carry liability insurance to protect themselves from claims for personal injuries that occur on their premises.
Liability insurance generally doesn’t extend to claims such as slander or libel, intentional acts, or claims by one household member against another.
